Bureaucrats at Work!
A New Orleans lawyer sought an FHA loan for a client. He was told the loan
would be granted if he could prove satisfactory title to a parcel of property
being offered as collateral. The title to the property dated back to 1803, which
took the lawyer three months to track down. After sending the information to
the FHA, he received the following reply (Actual letter):
Upon review of your letter adjoining your client's loan application, we note
that the request is supported by an Abstract of Title. While we compliment the
able manner in which you have prepared and presented the application, we must
point out that you have only cleared title to the proposed collateral property
back to 1803.
Before final approval can be accorded, it will be necessary to clear the title
back to its origin.
Annoyed, the lawyer responded as follows (ac! tual letter):
Your letter regarding title in Case No. 189156 has been received. I note that
you wish to have title extended further than the 194 years covered by the
present application. I was unaware that any educated person in this country,
particularly those working in the property area, would not know that Louisiana
was purchased, by the U.S., from France in 1803, the year of origin identified in
our application. For the edification of uninformed FHA bureaucrats, the title
to the land prior to U.S. ownership was obtained from France, which had
acquired it by Right of Conquest from Spain. The land came into the possession
of Spain by Right of Discovery made in the year 1492 by a sea captain named
Christopher Columbus, who had been granted the privilege of seeking a new route
to India by the Spanish monarch, Isabella. The good queen, Isabella, being
pious woman and almost as careful about titles as the FHA, took the precaution
of securing the blessing of the Pope! before she sold her jewels to finance
Columbus' expedition. Now the Pope, as I'm sure you may know, is the emissary
of Jesus Christ, the Son of God, and God, it is commonly accepted, created this
world. Therefore, I believe it is safe to presume that God also made that part
of the world called Louisiana. God, therefore, would be the owner of origin and
His origins date back to before the beginning of time, the world, as we know it
AND the FHA. I hope you find God's original claim to be satisfactory.
Now, may we have our damn loan?
The loan was approved.